Insurance Recovery and Counseling

Protecting Business Assets in a Complex World

Taft’s Insurance Recovery and Counseling team is dedicated to protecting and maximizing companies’ most critical assets: their insurance coverage. With decades of experience recovering billions of dollars for our clients, we help businesses navigate the complex and evolving world of insurance. From catastrophic property losses and business interruption claims to cyber risks, environmental liabilities, and reps and warranties insurance claims, Taft’s attorneys are trusted by corporate policyholders across industries to deliver results when they matter most.

Our Mission: To be the first choice for businesses and general counsel seeking comprehensive, results-driven insurance recovery solutions and advisory services. We fight for policyholders against insurance companies both foreign and domestic, ensuring that claims are aggressively pursued, and insurance programs are fully optimized.

Proven Success in Securing Large-Scale Recoveries

With a history of securing billions in insurance recoveries, Taft’s Insurance Recovery and Counseling practice has consistently delivered results for clients. From class action lawsuit claims to major business interruption losses, we have the knowledge to handle the most complex and high-value cases. We understand how to fight insurance denials and maximize recovery, whether through litigation, arbitration, or strategic negotiations.

Class Action Coverage Experience

One of our key areas of focus is securing insurance coverage in defense of class action lawsuits. Our team has successfully represented companies in a variety of industries facing class actions related to consumer products, employment practices, data breaches, and more. We work closely with our clients to ensure insurance policies provide the protection they need against the significant financial risks of class action litigation.

Industry-Specific Knowledge and Strategy

Taft’s attorneys bring deep knowledge of the industries we serve, from manufacturing and healthcare to real estate and technology. We tailor our strategies to address the unique insurance challenges of each sector, enabling us to secure favorable outcomes in claims involving everything from environmental liabilities to intellectual property disputes.

Cutting-Edge Solutions in a Changing Landscape

As the global risk environment evolves, so do we. From climate-related claims and business disruptions to emerging cyber risks, Taft is at the forefront of resolving complex insurance coverage issues. Our team regularly helps clients respond to unprecedented challenges with innovative, strategic solutions that keep their businesses running.

Our Services

We represent corporate policyholders in a wide variety of coverage disputes, including:

  • Class action lawsuit defense coverage
  • Catastrophic first-party property losses
  • Business interruption and supply chain losses
  • Cyber risks and data breaches
  • Directors & officers (D&O) liability
  • Employment practices liability and employer’s liability
  • Environmental and toxic tort claims
  • Construction-related liability and defective products claims
  • Errors and omissions (E&O) coverage
  • Professional liability
  • Intellectual property disputes
  • Commercial crime and fraud losses
  • Self-insurance and captive insurance programs
  • Proactive policy review and risk management

In addition to recovering insurance payments in disputes, we proactively help clients optimize their insurance programs. By reviewing, negotiating, and structuring policies, we identify and close potential coverage gaps before claims arise. Our clients have seen substantial financial protection and savings by ensuring their policies cover key risks, such as class action lawsuits, cyber threats, and business disruptions.

We also provide guidance on insurance matters in mergers and acquisitions, helping companies protect their assets during transactions. Our team drafts and negotiates insurance and indemnity provisions in commercial agreements to safeguard your business.

Recognition

Taft’s Insurance Recovery and Counseling team is consistently recognized by industry-leading publications for our excellence and client service. We have been honored by Chambers USA, Best Lawyers, and Leading Lawyers for our work in insurance law, and our attorneys have earned national recognition for their commitment to helping policyholders recover what they are owed.

Related Practices

Related Industries

Notable Matters

Our success is measured by the value we bring to our clients. Here are a few examples of how we’ve delivered:

  • Class Action Lawsuit Coverage: Our team successfully recovered insurance coverage for a national retailer facing a high-profile consumer class action lawsuit, ensuring that defense costs were fully covered and limiting the company’s financial exposure.
  • Environmental and Toxic Tort Claims: Taft represents multiple companies in actions brought by the EPA related to the alleged release of hazardous substances or hazardous wastes. Services include analyzing the factual and legal basis for liability, evaluating general liability insurance policies, and executing strategies based on coverage analysis to recover insurance.
  • Mass Tort Insurance Coverage Litigation: Taft represented a Catholic archdiocese in a bankruptcy proceeding, resulting in recovery of $150 million from 11 carrier groups under 60 insurance policies spanning more than 40 years.
  • Business Interruption Claims: After a major manufacturing facility suffered a catastrophic fire, we secured a multimillion-dollar recovery under the client’s business interruption insurance policy, enabling them to restore operations quickly.
  • Directors & Officers Liability: In a complex D&O liability dispute, we helped a publicly traded company recover coverage for claims filed by shareholders, significantly reducing the company’s litigation burden.