Lending and Finance

Practice Contacts

Lending and Finance

Lenders and borrowers alike need legal service that understands the dynamic market and helps simplify the complexity of transactions wherever possible.

Clients trust Taft’s Lending and Finance team to bring a practical, business-oriented approach to each transaction. With obsessive attention to client service, our team works to be accessible throughout the financing process while keeping quick turnaround a priority. Our clients are actively engaged in their businesses, and we are actively engaged in providing timely, astute, and efficient counseling to help clients achieve their strategic goals.

Taft’s lending and finance attorneys have a sophisticated understanding of the expectations and complex elements of a financing transaction. We know that the right solution often requires experience that is strategically tailored to our clients.

Taft’s lending and finance attorneys have experience representing borrowers, as well as traditional and non-traditional lenders. Our team counsels clients on a variety of financing needs, including:

Acquisition finance (senior and mezzanine).
Asset-based lending.
Traditional working capital and equipment finance leasing.
Subscription Facilities and Capital call lines of credit.
Debtor-in-possession financing.
Project finance.
Public finance.
Real estate and construction finance.
Regulatory Compliance.
Regulatory Investigations and Enforcement.
Consumer Financial Services and Lending.
Distressed lending.
Government-backed lending.
Workouts.

We have access to a broad range of complementary practice groups that help guide clients through often complicated regulatory hurdles. Attorneys in the Lending and Finance group actively consult with attorneys in Taft’s Bankruptcy and Restructuring, Private Equity, Mergers and Acquisitions, Venture Capital, Litigation, Electronic Payments, Intellectual Property, Environmental, Gaming and Hospitality, Creditor Rights, and Real Estate practices. We represent sponsors, lenders, and borrowers, as well as corporations engaging in complex mergers and acquisitions and other transactions.

Our attorneys work in cohesive teams, responding quickly and efficiently with the right approach to avoid a problem, resolve a problem, or take advantage of an opportunity. We have earned repeated recognition by peers and legal publications for our strong technical skills and our continued dedication to superior client service.

Related Practices

Awards

Chambers USA: America’s Leading Lawyers for Business
Ranked National Tier 1 by Best Lawyers^® “Best Law Firms” for Banking and Finance Law

(2016 – 2024)
Best Lawyers in America^®
Illinois, Indiana, Michigan, Minnesota, and Ohio Super Lawyers
Illinois, Indiana, Michigan, Minnesota, and Ohio Super Lawyers Rising Stars

Notable Matters

Agent’s counsel in connection with a $1,055,000,000 senior unsecured, syndicated multiple-facility financing of a building products company.
Agent’s counsel in connection with a $965 million syndicated senior repurchase facility for a mortgage lender (warehouse facility).
Agent’s counsel for a national bank in connection with $300 million revolving line of credit and term loan facilities to sporting goods retailer with national footprint.
Agent’s counsel in connection with a $265 million senior unsecured, syndicated multiple-facility financing of a consumer products company.
Agent’s counsel for a national bank in connection with a $250 million working capital line of credit to large, national distributor of beer, wine, and spirits.
Agent’s counsel in connection with a $190 million secured, syndicated multi-currency facility for a finance company.
Agent’s counsel for a national bank in connection with a $175 million working capital line of credit to large, national auto-parts wholesaler.
Agent’s counsel for a national bank in connection with $150 million revolving line of credit and term loan facilities to a public technology company in connection with an acquisition.
Agent’s counsel for a national bank in connection with a $140 million working capital line of credit to food aging, food warehousing and trade finance company.
Agent’s counsel for a national bank in connection with a $135 million working capital line of credit to telecommunications equipment wholesaler.
Agent’s counsel for a national bank in connection with a $95 million secured, syndicated revolving credit facility to a large dairy cooperative.
Agent’s counsel for a national bank in connection with $90 million revolving line of credit to online consumer goods retailer.

Agent’s counsel for a national bank in connection with an $80 million working capital line of credit to wholesaler of specialty food ingredients.
Agent’s counsel for a national bank in connection with a $60 million capital line of credit to online retailer and financer of consumer merchandise.

Lender’s counsel for a national bank in connection with a $75 million working capital line of credit to manufacturer and wholesale distributor of automotive aftermarket products.
Lender’s counsel for a national bank in connection with a $75 million working capital line of credit and equipment term loans to meat wholesaler.
Lender’s counsel for a national bank in connection with a $50 million working capital line of credit to business-to-business process-improvement provider.
Lender’s counsel for a national bank in connection with a $45 million secured revolving credit facility to a group of companies that owns and operates dozens of drug stores and pharmacies across the upper Midwest.
Lender’s counsel for a national bank in connection with a $38 million working capital line of credit to heavy road construction company.
Lender’s counsel for a national bank in connection with a $35 million working capital line of credit to distributor, blender, and packager of lubricants, fuels, and related fluids.
Lender’s counsel for a national bank in connection with a $30 million working capital line of credit and ESOP buy-out to precision machine and manufacturing company.
Lender’s counsel for a national bank in connection with a $30 million working capital line of credit to metals trading company.
Lender’s counsel for a national bank in connection with a $27 million working capital line of credit to wholesale fuel distributor.
Lender’s counsel for a national bank in connection with a $23 million working capital line of credit to apparel wholesaler and custom embroidery company.
Lender’s counsel for a national bank in connection with a $20 million working capital line of credit to publicly-traded online retailer of consumer goods.
Lender’s counsel for a national bank in connection with a $16 million working capital line of credit to supplier to U.S. Department of Defense and other governmental agencies.
Lender’s counsel for a national bank in connection with a $15 million working capital line of credit to automotive wiring and performance parts supplier.