Lending and Finance

Practice Contacts

Lending and Finance

Lenders and borrowers alike require legal services that understand the dynamic market and streamline the complexities of transactions. At Taft, we guide banks, financial institutions, and non-traditional entities through intricate domestic and international financing deals. With deep industry knowledge, regulatory insight, and strong transactional skills, we structure, negotiate, and document sophisticated financial arrangements. With clients ranging from emerging businesses to established entities, we facilitate transformative financings that support their growth.

Clients trust our Lending and Finance team for our practical, business-oriented approaches to their transactions. We are committed to exceptional client service, ensuring accessibility and quick turnaround throughout the financing process. Our clients are deeply involved in their businesses, and we are equally engaged, offering timely, insightful, and efficient guidance to help them achieve their strategic goals.

Taft’s lending and finance attorneys possess a sophisticated understanding of the expectations and complexities of financing transactions. We know that the best solution often requires experience tailored specifically to our clients’ needs.

Our legal team has extensive experience working with leading global banking institutions, including major domestic and international money center banks. With a comprehensive understanding of the market, we effectively navigate companies through capital transactions. We offer thorough legal counsel that considers financial, accounting, and regulatory aspects of agreements, while assessing their impact on a company’s operations and existing debt and equity structures.

In connection with our representation of financial institutions and borrowers, our team handles a wide range of financing transactions, including:

Syndicated Credit Facilities.
Acquisition Finance (senior and mezzanine).
Asset-Based Lending.
Traditional Working Capital and Equipment Finance Leasing.
Real Estate and Construction Finance.
Subscription Facilities and Capital Call Lines Of Credit.
Debtor-In-Possession Financing.
Hedging Transactions.
Margin Lending.
Bridge Loans.
Project Finance.
Public Finance.
Public Debt Offerings.
Regulatory Compliance.
Regulatory Investigations and Enforcement.
Consumer Financial Services and Lending.
Distressed Lending.
Government-Backed Lending.
Workouts.

Our lending and finance attorneys regularly consult with Taft specialists in Bankruptcy and Restructuring, Private Equity, Mergers and Acquisitions, Venture Capital, Litigation, Electronic Payments, Intellectual Property, Environmental, Gaming and Hospitality, Creditor Rights, and Real Estate. We represent sponsors, lenders, borrowers, and corporations involved in mergers, acquisitions, and other complex business challenges.

As the modern law firm, Taft works in cohesive teams, responding quickly and efficiently with the right strategies to avoid or resolve issues and capitalize on opportunities. We have earned recognition from peers and legal publications for our technical expertise and ongoing commitment to superior client service.

Related Practices

Awards

Chambers USA: America’s Leading Lawyers for Business
Ranked National Tier 1 by Best Lawyers^® “Best Law Firms” for Banking and Finance Law

(2016 – 2024)
Best Lawyers in America^®
Illinois, Indiana, Michigan, Minnesota, and Ohio Super Lawyers
Illinois, Indiana, Michigan, Minnesota, and Ohio Super Lawyers Rising Stars

Notable Matters

Agent’s counsel in connection with a $1,055,000,000 senior unsecured, syndicated multiple-facility financing of a building products company.
Agent’s counsel in connection with a $965 million syndicated senior repurchase facility for a mortgage lender (warehouse facility).
Agent’s counsel for a national bank in connection with $300 million revolving line of credit and term loan facilities to sporting goods retailer with national footprint.
Agent’s counsel in connection with a $265 million senior unsecured, syndicated multiple-facility financing of a consumer products company.
Agent’s counsel for a national bank in connection with a $250 million working capital line of credit to large, national distributor of beer, wine, and spirits.
Agent’s counsel in connection with a $190 million secured, syndicated multi-currency facility for a finance company.
Agent’s counsel for a national bank in connection with a $175 million working capital line of credit to large, national auto-parts wholesaler.
Agent’s counsel for a national bank in connection with $150 million revolving line of credit and term loan facilities to a public technology company in connection with an acquisition.
Agent’s counsel for a national bank in connection with a $140 million working capital line of credit to food aging, food warehousing and trade finance company.
Agent’s counsel for a national bank in connection with a $135 million working capital line of credit to telecommunications equipment wholesaler.
Agent’s counsel for a national bank in connection with a $95 million secured, syndicated revolving credit facility to a large dairy cooperative.
Agent’s counsel for a national bank in connection with $90 million revolving line of credit to online consumer goods retailer.

Agent’s counsel for a national bank in connection with an $80 million working capital line of credit to wholesaler of specialty food ingredients.
Agent’s counsel for a national bank in connection with a $60 million capital line of credit to online retailer and financer of consumer merchandise.

Lender’s counsel for a national bank in connection with a $75 million working capital line of credit to manufacturer and wholesale distributor of automotive aftermarket products.
Lender’s counsel for a national bank in connection with a $75 million working capital line of credit and equipment term loans to meat wholesaler.
Lender’s counsel for a national bank in connection with a $50 million working capital line of credit to business-to-business process-improvement provider.
Lender’s counsel for a national bank in connection with a $45 million secured revolving credit facility to a group of companies that owns and operates dozens of drug stores and pharmacies across the upper Midwest.
Lender’s counsel for a national bank in connection with a $38 million working capital line of credit to heavy road construction company.
Lender’s counsel for a national bank in connection with a $35 million working capital line of credit to distributor, blender, and packager of lubricants, fuels, and related fluids.
Lender’s counsel for a national bank in connection with a $30 million working capital line of credit and ESOP buy-out to precision machine and manufacturing company.
Lender’s counsel for a national bank in connection with a $30 million working capital line of credit to metals trading company.
Lender’s counsel for a national bank in connection with a $27 million working capital line of credit to wholesale fuel distributor.
Lender’s counsel for a national bank in connection with a $23 million working capital line of credit to apparel wholesaler and custom embroidery company.
Lender’s counsel for a national bank in connection with a $20 million working capital line of credit to publicly-traded online retailer of consumer goods.
Lender’s counsel for a national bank in connection with a $16 million working capital line of credit to supplier to U.S. Department of Defense and other governmental agencies.
Lender’s counsel for a national bank in connection with a $15 million working capital line of credit to automotive wiring and performance parts supplier.